TERMS OF SERVICE

Effective Date: January 2026

These Terms of Service (“Terms”) constitute a legally binding agreement between you (“you,” “your,” “user,” or “customer”) and FuturIQ Inc. (“FuturIQ Inc.,” “we,” “us,” or “our”) governing your access to and use of our websites, landing pages, checkout pages, communities, digital products, subscriptions, trainings, programs, events (virtual or live), and any related services or content (collectively, the “Services”).

By accessing, purchasing, or using any part of the Services, you agree to be bound by these Terms and all policies incorporated by reference, including our Privacy Policy and Refund Policy. If you do not agree, do not use the Services.

1. Eligibility and Acceptance

You must be at least eighteen (18) years old or the age of majority in your jurisdiction to use the Services. By using the Services, you represent that you meet this requirement and have the legal authority to enter into this agreement.

If you are accessing the Services on behalf of a business or organization, you represent and warrant that you have authority to bind that entity to these Terms.

2. Nature of Services

FuturIQ Inc. provides educational content, digital products, training programs, memberships, subscriptions, and events related to business strategy, artificial intelligence, systems, and digital education.

All Services are provided for educational and informational purposes only. Nothing contained in the Services constitutes legal, financial, tax, or professional advice.

3. No Earnings or Results Guarantee


You understand and agree that:

  • FuturIQ Inc. makes no guarantees regarding income, revenue, profits, or results

  • Any examples of earnings or outcomes are illustrative only

  • Your results depend on your own effort, implementation, experience, and market conditions

You accept full responsibility for your decisions, actions, and outcomes.

4. Account Access and Responsibility


Certain Services may require account registration or login credentials. You are responsible for maintaining the confidentiality of your access information and for all activity under your account.

You may not share login credentials or grant access to non-purchasers. FuturIQ Inc. reserves the right to suspend or terminate access for violations.

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5. Intellectual Property


All content, materials, frameworks, videos, trainings, prompts, templates, graphics, recordings, and intellectual property provided through the Services are owned by or licensed to FuturIQ Inc. and are protected under applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the content for your personal or internal business use only.

You may not copy, reproduce, distribute, resell, sublicense, modify, reverse engineer, or create derivative works without prior written permission from FuturIQ Inc.

6. Prohibited Use


You agree not to:

  • Share, resell, or redistribute the Services or content

  • Use the content to create competing products or programs

  • Misrepresent affiliation with FuturIQ Inc.

  • Use the Services for unlawful, deceptive, or harmful purposes

  • Interfere with platform functionality, security, or operations

Violations may result in immediate termination without refund.

7. Payments, Billing, and Subscriptions


All prices are listed in U.S. dollars unless otherwise stated. You agree to pay all fees associated with your purchase, including applicable taxes.

For subscriptions or payment plans, you authorize recurring charges according to the terms disclosed at checkout. Failure to complete payments may result in loss of access.

FuturIQ Inc. reserves the right to update pricing for future purchases or renewals.

8. Refund Policy


All purchases are subject to the Refund Policy disclosed at the time of purchase. Unless explicitly stated otherwise, all sales are final.

Initiating a chargeback without first contacting support may result in permanent access revocation and dispute escalation.

9. Third-Party Platforms and Tools


The Services may be delivered through third-party platforms. FuturIQ Inc. is not responsible for third-party outages, data handling, policies, or performance.

Your use of third-party services is subject to their respective terms.

10. User Submissions and Testimonials


By submitting comments, testimonials, feedback, recordings, or other content, you grant FuturIQ Inc. a worldwide, royalty-free license to use, reproduce, modify, and display such content for educational, marketing, and operational purposes.

11. Disclaimer of Warranties


THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

FuturIQ Inc. DISCLAIMS ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

12. Limitation of Liability


TO THE MAXIMUM EXTENT PERMITTED BY LAW, FUTURIQ INC. SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES.

TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT PAID BY YOU FOR THE PRODUCT OR SERVICE AT ISSUE.

13. Indemnification


You agree to indemnify and hold harmless FuturIQ Inc. and its officers, directors, contractors, employees, and affiliates from any claims, damages, liabilities, or expenses arising from your use of the Services or violation of these Terms.

14. Arbitration and Class Action Waiver


Any dispute arising out of or relating to these Terms or the Services shall be resolved by binding arbitration, except where prohibited by law.

You waive the right to participate in any class action or collective proceeding.

This applies to users in both the United States and Canada, subject to applicable law.

15. Governing Law


These Terms are governed by the laws of the United States and Canada, without regard to conflict-of-law principles.

16. Termination


FuturIQ Inc. reserves the right to terminate or suspend access to the Services at its sole discretion, without notice, for any violation of these Terms.

17. Severability


If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

18. Contact Information


FuturIQ Inc.
Email: [email protected]

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